Are you planning on buying your first home in the near future? You have come to the right place. I would be happy to help you plan for the big day. There is nothing like the feeling of getting the keys to your first home. I am available by phone, email, text or even online conference to review your situation and to provide advice to set you on the right path, get you a pre-approval and get you into a home.

I can provide you with advice on the following topics:

· Differences between using a Mortgage Broker/Agent and going to the bank
· Rebates and Incentives for First Time Home Buyers
· How to improve, repair and maintain your credit score
· How much you will qualify for
· How much down payment you will need
· Documents you will need to provide
· Difference between variable and fixed rates
· Default ( Mortgage ) Insurance
· Closing costs such as land transfer tax, lawyer fee, appraisal fee etc

Whether you are planning on buying in the next month or the next year, I can help you get on the right path today. It is never too early to start.

Contact me for your free consultation

Download my free mortgage app here: https://dlcapp.ca/app/tom-williams or click on the My Mortgage Toolbox Link above. 

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